Ready-To-Move-In vs Under Construction Property

Buying a property is probably one of the biggest decisions most people make in their entire lives. It’s a huge milestone to achieve, but the entire process demands a lot of contemplation, research, patience and time. While there are a lot of things one has to take into account while looking for a place to live, one of the primary concerns most buyers face is whether they should opt for a ready-to-move-in or under-construction property.

Of course, there are some pros and cons to both of these options. As is the case with everything else, one size doesn’t fit all. There are certain advantages and disadvantages to buying a ready-to-move-in or under-construction property, but your final choice should depend on your own set of requirements and what works the best for you.

In this blog, we’ve outlined some of the most crucial factors property-buyers must consider before buying a house before it is built or investing in a ready-to-move-in flat. 


If you are stuck between buying under-construction property vs ready-to-move-in property, here are few things you need to take into account.

  • The difference in price
  • Risks of delay
  • Infrastructure and quality 

Let’s discuss each of these points in detail.


buying a house before it is built
There is usually a significant price difference between the two types of properties

One of the biggest benefits of buying an under-construction property is that it won’t put as big a dent in your bank account as would a ready-to-move-in house or a flat. Although the prices of properties vary largely with their housing scheme, location, type and even the builder, the truth is that ready units for sale cost about 10 to 30 percent more than the ones that are still under construction. This is pretty much the same as buying a newly constructed house vs an old one

On the flip side, the fact remains that you never know how much you’ll end up paying for an under-construction property in case the housing society increases its development rates. If the builder faces any major hiccups, the buyer may have to bear the brunt of unexpected costs related to the building process. However, it is important to point out that this is not a very common occurrence. 


investing in a ready-to-move-in flat
Buying a ready-to-move-in unit is perfect for those who want to move into their new home as soon as possible

Under construction properties may face long delays in completion and possession owing to multiple issues, such as zoning disputes, land-related litigations, new regulatory policies, awaiting authorization from relevant authorities, and the worse of all, developers abandoning the project due to lack of funds. The timeline of completion for under-construction properties can be very uncertain.

Meanwhile, you don’t have to worry about such problems when it comes to buying ready-to-move-in properties. Since the house or the apartment has already been constructed, all you need to do is make the payment and complete the registration/transfer process before moving into your new home. 

Immediate possession is probably one of the top benefits of buying a ready-to-move property.


investing in an under-construction property
If you’re buying an under-construction house, be prepared for the end product to look different from what you’ve been expecting

With ready-to-move-in properties, you get what you see in terms of construction, layout, amenities and facilities. However, when investing in an under-construction property, you need to prepare yourself for the worst-case scenario where the final product may look nothing like the sample unit or what had been drawn on the map. Of course, you can avoid this problem by regularly visiting the construction site and keep an eye on the quality of materials being used in the project.

You can also take a look at our detailed guide on how to check and measure the construction quality of a house for further clarification on the topic. 


benefits of buying ready-to-move property
With ready-to-move-in flats and apartments, you get what you are paying for

As discussed above, the decision to buy a ready-to-move-in or under construction property depends largely on your personal preference. 

For instance, if you are looking for a place to live on an urgent basis, buying a fully constructed unit is going to be your best option since waiting for the completion of an under-development project might take a very long time. Also, most under-construction properties are located in newly established housing schemes on the outskirts of the city. So, if you want to live somewhere close to the city centre with a nice, well-established neighbourhood, you will most likely have to opt for a ready-to-move-in apartment or a house. 

Moreover, in ready-to-move-in properties, there is usually no risk of delays in possession. The construction, layout and other infrastructural details of the house are also right there in front of you to inspect. You also don’t have to worry about any unexpected development charges and can even apply for a home loan to make the purchase. 

But, you should also keep in mind the disadvantages of ready-to-move-in properties. These include inflated prices and lack of customization options. 


benefits of buying an under-construction property
There are quite a few benefits of buying an under-construction property

Compared to buying a ready-to-move-in house, buying an under-construction property is a great option from the point of view of real estate investment.

Unless you are looking for accommodation on an immediate basis, investing in an under-construction property makes more sense since it is relatively less expensive and allows you to customize the layout as per your personal preference. In addition that, since such properties are mostly located in developing neighbourhoods, the potential of value appreciation is also high. For instance, if your property is located in under-development projects of DHA City, Karachi or Gulberg Islamabad, you can expect it to provide you with a good profit in case you end up selling it later. However, this varies with each housing society.

Also, most under-construction projects offer flexible payment and instalment plans to facilitate buyers. In fact, it is usually considered one of the biggest pros of buying under-construction property.

On the other hand, the delays in the possession and additional expenses in the form of development charges etc. are some of the major downsides of purchasing such properties. 

So, which one of these options suit you the best? If you have any concerns or queries about buying a ready-to-move-in or under-construction property, send them our way by dropping an email on

If you are a real estate entrant, make sure to take a look at our comprehensive glossary explaining the meaning behind common property terms used in Pakistan. Moreover, this beginner’s guide on buying a house for the first time may also answer some of your questions regarding the matter. 

To learn more about different types of properties, stay connected to My Blog – the best real estate and construction blog in Pakistan. You can also subscribe to our newsletter to keep up with the latest home décor, lifestyle and property trends in the country. 

Kashif Qureshi
Salam! I am an i-National Marketeer, Business Developer & Realtor Pakistan with a great career history of 19 years. Having lived, studied and worked in multiple countries, I am multi-lingual and I welcome you to my website.

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